Health and Medical Insurance in Georgia - Heart of Georgia Insurance Brokers located in Macon, Georgia

• BS, University of Alabama
• Life & Health license, 1976
• Property & Casualty license, 1981
• Chartered Life Underwriters Designation, 1984
• Registered Health Underwriter Designation, 1985
• Life Underwriters Training Council Fellow, 1985
• NAIFA-Macon, 1996 & 2003 Recipient of the Jack R. Meadows Memorial Award for Agent of the Year
• NAIFA-Georgia, 2002 Recipient of the George M. Conner Memorial Award for outstanding service to the association, the profession and the community
• Charter National Board Member – Association of Health Insurance Agents
• NAIFA National Core Membership Committee
• NAIFA-Georgia National Committee Person
• Past President – Georgia Association of Insurance Financial Advisors
• Past President – Insurance and Financial Leaders of the Southeast
• Past President – Georgia Association of Health Underwriters
• Past President – Macon Chapter - Society of Financial Service Professionals
• Past President – Macon Association of Insurance and Financial Advisors
• Charter President and Founder – Macon Association of Health Underwriters
• Director – Insurance & Financial Leaders of the Southeast
• Past President – Macon Alpha Delta Pi Alumnae Association
• Gold Key Society
• Emissary IFAPAC
• Capitol Club Gold HUPAC

• Life & Health license, 1998
• Graduate of Leadership in Life Institute (LILI), 2008
• President – NAIFA-Macon, currently serving a two-year term
• Past Chair – NAIFA-Macon
  • Programs/Communications
  • Membership/Awards
  • Government Relations/IFAPAC
• NAIFA-Macon Annual Golf Classic
• NAIFA-Georgia State Board
  • Community Service Co-Chair
  • Image Builders Foundation
  • Joey P. Crawford Memorial Scholarship Committee
  • State Golf Tournament
• Middle Georgia Association of Health Underwriters
• Community Service
• Recognized the past four years for outstanding contributions to the Salvation Army’s Fundraising efforts
• Health Savings Account Specialist (HSA/HRA)
• Approved Continuing Education Instructor
• Frequent Speaker at local Association meetings
• Currently pursuing REBC designation
• 26 years Insurance and Administrative experience

The Group Marketing Department of Heart of Georgia Insurance Brokers provides a wide array of employee benefits including Medical, HSA/HRA, Dental, Life, Disability, Section 125, and Self-Funding. Contact Kelli with your group questions.

Heart of Georgia provides a wide range of individual products. Medical, HSA, Short Term, Dental, Life, Disability, Medicare supplements and Long Term Care are just a few of the products in Janna’s department. A Legal Principles Claims Specialist with over 20 years of insurance experience, she is licensed for Life & Health, Property & Casualty.

Locally, Janna has organized and chaired several fund-raising activities in her community including The American Red Cross, American Cancer Society and Sports Challenge for Cystic Fibrosis.

Heart of Georgia Insurance Brokers provides exceptional customer service before, during and after the sale. Sandi Culberson has over 26 years of experience in administration, billing and claims. As a licensed Life & Health agent, she is knowledgeable in both the individual and group markets and can answer your questions quickly and accurately. Her expertise is troubleshooting: she knows who to contact to make your problem disappear and finds solutions for the seemingly unsolvable. Call Sandi for all your customer service questions.

Natalia is a licensed Life & Health professional in the Sales & Marketing area, working with both the group and individual markets. Her background in Business Management, including the Medical, Legal and IT fields, provides a strong foundation for tailoring solutions for employers and individuals.

She is Past President of both Interact International & Sonreir, non-profit organizations that help kids in need and is a member of E-Rotary International and the Georgia Hispanic Chamber of Commerce.

Originally from Barranquilla, Colombia, South America, she is fluent in Spanish and holds a BS Degree in Business Management.

In the Individual Sales and Marketing area Tamika, a licensed Life & Health professional, assists clients and agents with their individual insurance needs for medical, HSA, short term medical, dental, life, disability, Medicare supplements and long term care. Her varied background incorporates positions in employee benefits, human resources, customer service, banking and retailing.